File.Business vs Swyft Filings.
Swyft Filings sells fast formation with add-ons at checkout. File.Business publishes every price and runs the workspace afterward. Read the registered agent line twice; it is the whole comparison.
SWPick Swyft Filings for
- Speed as a product
- Simple guided flow
- A real $0 entry
FBPick File.Business for
- The agent line decides this comparison
- No checkout gauntlet
- A platform after the filing
- Published, boring, yearly billing
Every line, both columns, real numbers.
No checkmark theater. Where Swyft Filings is stronger, the right column says so.
| Feature | File.Business | Swyft Filings |
|---|---|---|
| LLC formation (service fee) | $0 + state fee at cost | Basic $0 · Standard $199 · Premium $299 |
| Registered Agent | $149/yr flat, billed yearly | $149 per quarter on their own registered agent page (about $596/yr) |
| Speed | Same week, state depending | Their headline: fast processing, rush options |
| Checkout experience | No add-on gauntlet | Reviews consistently flag pushy upsells |
| Compliance platform | Calendar, filings, vault, BosAI | ComplianceGuard add-on alerts |
| Annual report filing | $129 + state fee, AutoFile $99/yr | Add-on service |
| EIN application | $79 flat | Bundled in Standard and up |
| AI assistant | BosAI included | Not offered |
| Free tier | Free workspace forever | Basic formation only |
| Money-back terms | 60-day on service fees | Satisfaction guarantee, state fees excluded |
| 3-year cost with agent | $985, full platform | $199 + about $1,788 agent on quarterly billing |
| State fees | At cost, itemized before payment | At cost, on top |
Swyft Filings pricing verified August 11, 2026 from their public pricing page and current independent reviews. Prices change; check theirs before you decide. Spot an outdated number? Tell us and we fix it.
Three years, both columns, all-in.
- Business OS $249/yr times 3
- LLC $0 service fee, agent free yr1
- Agent $149 times 2, billed yearly
- Standard $199 once
- Agent $149 per quarter, their published rate
- Three years of quarterly billing adds up
Swyft publish their agent as $149 per quarter, about $596 a year, on their own registered agent page; the math above uses that figure. Formation list prices are Standard $199 and Premium $299, currently promoted $30 lower. Check their checkout before you decide, and tell us if this is outdated.
Swyft Filings pricing verified August 11, 2026 from their public pricing page and current independent reviews. Prices change; check theirs before you decide. Spot an outdated number? Tell us and we fix it.
Where Swyft Filings genuinely wins.
Speed as a product
Fast processing and rush options are their identity, and reviews back the turnaround claims.
Simple guided flow
A clean, quick wizard from name check to filing. For a first-timer in a hurry it removes friction.
A real $0 entry
Basic at $0 plus state fee is a genuine no-service-fee filing if you dodge the add-ons.
Where File.Business pulls ahead.
The agent line decides this comparison
$149 a year, billed yearly, against $149 a quarter on their own page. Over three years that one line is roughly a $1,400 difference.
No checkout gauntlet
Reviews of their flow consistently flag upsell pressure. Our pricing page is the whole pitch; the cart contains what you chose.
A platform after the filing
Their product mostly ends at formation. Business OS starts there: calendar, filings, vault, BosAI, team seats.
Published, boring, yearly billing
Every price public, every renewal yearly, every invoice predictable. Quarterly agent billing is how $149 becomes $596.
Already with Swyft Filings?
Leaving Swyft? Change the agent ($49 + state fee, we file it) and the quarterly billing stops at the next cycle. Documents into the vault, deadlines onto the calendar, and your renewal math becomes yearly and public.
If you are on quarterly billing, the switch pays for itself inside one quarter.
$49 + state fee. We prepare and file it.
Free workspace, Monitoring $79/yr, or Business OS $249/yr. All public, all yearly.
Common questions.
How is File.Business different from Swyft Filings?
When is Swyft honestly the better pick?
Is this comparison up to date?
Why do you show a range for their prices?
Can I move my Swyft LLC?
What does year 2 cost at each?
Related reading and tools.
Guides that sit next to this one, each written to stand on its own.