File.Business vs Inc Authority.
Inc Authority made its name on genuinely free formation with a phone call attached. File.Business publishes every price including the renewals. One of these companies lists its agent renewal price on the internet; this page is on their side of that fact too.
IAPick Inc Authority for
- The free year is real
- Humans walk you through it
- Long track record
FBPick File.Business for
- Our renewal price is a fact you can read
- No phone call between you and a price
- A platform after the paperwork
- Leaving is a button, not a negotiation
Every line, both columns, real numbers.
No checkmark theater. Where Inc Authority is stronger, the right column says so.
| Feature | File.Business | Inc Authority |
|---|---|---|
| LLC formation (service fee) | $0 + state fee at cost | $0 + state fee, genuinely |
| Registered Agent year 1 | $149/yr flat | Free |
| Agent renewal price | $149/yr, published | Not published; auto-renews per reviews |
| Paid bundles | Monitoring $79/yr · Business OS $249/yr, listed | Starter and Fasttrack bundles, phone-quoted |
| Sales model | Self-serve, prices on the page | Signup includes a consultation call reviewers describe as a pitch |
| Compliance platform | Calendar, filings, vault, BosAI | Not the product |
| Annual report filing | $129 + state fee, AutoFile $99/yr | Add-on service |
| EIN application | $79 flat | Upsell path |
| Free tier after formation | Free workspace forever | None |
| Cancel behavior | Plan lapses, workspace stays | Auto-renewal; cancellation by contact |
| State fees | At cost, itemized before payment | At cost, on top |
| Money-back terms | 60-day on service fees | Varies by bundle |
Inc Authority pricing verified August 11, 2026 from their public pricing page and current independent reviews. Prices change; check theirs before you decide. Spot an outdated number? Tell us and we fix it.
Three years, both columns, all-in.
- Agent $149 times 3, on the pricing page
- Every filing priced on the menu
- Free workspace underneath it all
- Year 1 free, genuinely
- Renewal price not published anywhere
- Bundles quoted on the phone
This is the rare page where the honest 3-year table has a blank in it: Inc Authority does not publish its registered agent renewal price, and current reviews describe automatic renewal. Their year one is genuinely free and their people are pleasant. Year two is a phone call. Ours is a number on a public page.
Inc Authority pricing verified August 11, 2026 from their public pricing page and current independent reviews. Prices change; check theirs before you decide. Spot an outdated number? Tell us and we fix it.
Where Inc Authority genuinely wins.
The free year is real
Formation at $0 service fee with a genuinely free agent year. As a way to get a company filed this week for state-fee money, it works.
Humans walk you through it
The consultation call is hand-holding as well as sales. First-timers who want a person will get one.
Long track record
Decades in the formation business under one roof. This is not a fly-by-night operation.
Where File.Business pulls ahead.
Our renewal price is a fact you can read
$149/yr, on the pricing page, next to every other price we charge. Theirs is not published, and it auto-renews. That difference is the whole philosophy.
No phone call between you and a price
Bundles here are listed: Monitoring $79/yr, Business OS $249/yr, bundles page for one-time packages. Nothing is quoted at you.
A platform after the paperwork
Calendar across 51 jurisdictions, filings at flat fees, vault, BosAI. Their product substantially ends at formation.
Leaving is a button, not a negotiation
Plans lapse when you stop paying; the free workspace stays. Reviews of auto-renewing services read differently.
Already with Inc Authority?
On Inc Authority now? Before your renewal date, ask them what the agent renewal costs; then compare it to $149 on our pricing page. The change filing is $49 plus the state fee and we prepare it. Your documents and deadlines consolidate into the workspace the same day.
It is not on their site. It is on your next invoice. Ask before it auto-renews.
$49 + state fee, filed by us, effective with the state.
Every future price you pay us is on one public page.
Common questions.
How is File.Business different from Inc Authority?
When is Inc Authority honestly the better pick?
Is this comparison up to date?
Why do you show "unpublishable" instead of a number?
Can I move my Inc Authority LLC?
What does year 2 cost at each?
Related reading and tools.
Guides that sit next to this one, each written to stand on its own.